California Real Estate Practice Exam 2025 - Free Real Estate Practice Questions and Study Guide

Question: 1 / 740

What is the most common type of voluntary lien?

Judgment lien

Tax lien

Mortgage lien

A judgment lien is placed on a debtor's property as a result of a court judgment for unpaid debts. This type of lien is not voluntary, as it is imposed by a court.

A tax lien is placed on a property by the government to secure unpaid taxes. This type of lien is also not voluntary and is imposed without the property owner's consent.

A mechanic's lien is placed on a property by contractors or suppliers who have not been paid for their services or materials. This type of lien is also not voluntary and is imposed as a way for the contractor to collect payment.

In comparison, a mortgage lien is a voluntary lien placed on a property by a borrower as security for a loan. This is the most common type of voluntary lien, as it is typically used in the purchase of real estate and is agreed upon by both the borrower and the lender. Therefore, the correct answer

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Mechanic's lien

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